module.exports = (templateData = [], user = {}) => {
  const data = {};

  if (!Array.isArray(templateData)) return data;
  for (const template of templateData) {
    if (!template || typeof template.field !== 'string') continue;
    const value = template.value;
    const isDynamic = typeof value === 'string' && /\{.*?\}/.test(value);

    if (isDynamic) {
      const [collection, field] = value.replace(/\{|\}/g, '').split('.');
      // 保留 0、false、空字符串；仅在用户字段确实缺失时使用模板原值。
      const userValue = collection === 'uni-id-users' && field &&
        Object.prototype.hasOwnProperty.call(user, field) ? user[field] : undefined;
      data[template.field] = userValue === undefined || userValue === null ? value : userValue;
    } else {
      data[template.field] = value;
    }
  }

  return data;
};